Each week, our team publishes a blog and webcast.
Several years ago, a friend reached out about a distressing personal matter involving her mother’s retirement savings. Her mother, a client at one of Canada’s “Big Six” banks, had her savings spread across four different mutual funds, and two of those four funds became suddenly frozen. (Note: Mutual funds are pooled vehicles and their underlying […]
Even after the Strait of Hormuz eventually reopens and Iranian tensions ease, it’s doubtful that the West Texas Intermediate (“WTI”) oil price will decline to its pre-strike level of $65. Instead, we expect today’s $98 price to settle in the $80–90 per barrel range. There are several reasons why we expect a higher floor for […]
The average price of gas at the pump for U.S. consumers is up 30% since the year began. Most of that occurred recently, following the strikes against Iran. If you follow the prediction markets, it doesn’t look very likely that the Republicans will win the House or even the Senate this fall. Current odds suggest […]
Each month, we select a handful of questions that were asked by clients or soon-to-be clients. We like to post our answers online because others may have that same question as well. Here are a few of the things we were asked about most recently. What is the account opening process like? The account opening […]
Geopolitical uncertainty is a frequent companion to market selloffs, primarily because the market tends to despise surprises and prolonged instability. However, taking a historical perspective reveals that while no one desires the outbreak of war, it is rarely a sound reason to sell off your portfolio. We always tell clients that if their portfolio grows […]
By: Sunni Schneider In honor of International Women’s Day, we’re sharing insights from our recent webcast designed to help women build long-term wealth and take control of their financial futures. During the webcast, Julie McLaren of bringonfocus.com, Lisa Kennedy, and Sunni Schneider explored the powerful difference an early start can make. We also tackled some […]
About 4 years ago, we got the thumbs up from the Ontario Securities Commission (“OSC”) to start a business on February 1, 2022, in what is called the “portfolio manager category”. Unlike a doctor or lawyer – who can practice medicine or law – managing money is a bit more complicated. It’s somewhat like a […]
The Greater Toronto Area real estate market has officially dipped below the $1 million mark for the first time in five years, with the average selling price for all home types landing at $973,000 last month. This contraction represents a 27% price decline from the market’s all-time peak in February 2022. I’ve heard many people […]
The RSP contribution deadline for the 2025 tax year is Monday, March 2, 2026. Contributions made by this date can be deducted from your 2025 taxable income. The maximum contribution limit is 18% of earned income, up to $32,490. Depending on your personal situation, it doesn’t always make sense to contribute. Contributing to an RSP […]
The investments you don’t own are often just as important as those you do. After years of strong performance, software stocks have had their largest non-recessionary drawdown in almost three decades. One exchange-traded fund (called the iShares Expanded Tech-Software Sector ETF), which is a basket of software stocks, is down nearly 25% so far this […]
